Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
9.12
7.21
5.75
3.87
1.71
DPS(Rs)
1.20
1.50
1.40
1.30
0.50
Book NAV/Share(Rs)
40.83
34.86
26.02
21.27
18.55
Yield on Advances
10.16
10.57
10.24
9.29
9.93
Cost of Liabilities
4.05
4.01
3.83
3.33
3.32
NIM
3.27
3.24
3.29
2.99
2.75
Interest Spread
6.12
6.55
6.40
5.95
6.60
ROA(%)
1.76
1.63
1.41
1.04
0.54
ROE(%)
24.12
24.41
24.77
19.42
9.75
ROCE(%)
16.53
16.74
18.44
18.26
12.89
Cost Income Ratio
37.08
38.36
37.56
39.14
44.26
Core Cost Income Ratio
37.24
38.93
38.52
38.74
46.55
Operating Costs to Assets
1.49
1.57
1.57
1.46
1.67
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
6.72
6.41
10.83
6.40
9.74
PCE(x)
6.40
6.12
10.31
5.82
7.92
Price/Book(x)
1.50
1.33
2.39
1.16
0.90
Yield(%)
1.96
3.25
2.25
5.25
2.99
EV/Net Sales(x)
2.81
2.38
2.53
1.73
1.46
EV/Core EBITDA(x)
7.61
6.37
6.47
4.50
3.92
EV/EBIT(x)
3.51
3.13
3.45
2.37
2.13
EV/CE(x)
1.24
1.17
1.98
1.09
0.94
M Cap / Sales
1.61
1.43
2.15
1.05
0.86
Core Operating Income Growth
17.13
18.77
26.88
28.06
23.41
Net Profit Growth
27.17
36.12
55.83
126.01
108.85
BVPS Growth
17.12
33.97
22.33
14.68
9.28
Advances Growth
22.03
17.90
16.95
30.53
28.09
EPS Growth(%)
26.62
25.30
48.56
125.85
96.73
Cash / Deposits(x)
0.08
0.12
0.08
0.08
0.10
Investment / Deposits(x)
0.29
0.27
0.25
0.29
0.34
IncLoan / Deposits(x)
10.05
7.77
2.85
4.60
3.83
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA