Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
3.87
1.71
0.87
0.68
-17.30
DPS(Rs)
1.30
0.50
0.00
0.00
0.00
Book NAV/Share(Rs)
21.27
18.55
16.97
16.56
16.38
Yield on Advances
9.29
9.93
11.59
13.23
13.12
Cost of Liabilities
3.33
3.32
3.91
4.69
4.72
NIM
2.99
2.75
2.67
2.76
2.46
Interest Spread
5.95
6.60
7.68
8.54
8.41
ROA(%)
1.04
0.54
0.30
0.24
-2.98
ROE(%)
19.42
9.75
5.31
5.64
-71.14
ROCE(%)
18.26
12.89
9.00
1.37
-31.58
Cost Income Ratio
39.14
44.26
47.37
51.89
58.38
Core Cost Income Ratio
38.74
46.55
51.24
55.03
61.39
Operating Costs to Assets
1.46
1.67
1.81
1.82
1.87
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
6.40
9.74
23.88
13.01
0.00
PCE(x)
5.82
7.92
18.45
8.51
-0.83
Price/Book(x)
1.16
0.90
1.23
0.54
0.84
Yield(%)
5.25
2.99
0.00
0.00
0.00
EV/Net Sales(x)
1.73
1.46
1.51
0.77
1.28
EV/Core EBITDA(x)
4.50
3.92
4.51
3.10
6.33
EV/EBIT(x)
2.37
2.13
2.26
1.27
7.01
EV/CE(x)
0.10
0.08
0.09
0.05
0.08
M Cap / Sales
1.05
0.86
1.15
0.45
0.35
Core Operating Income Growth
28.06
23.41
14.46
14.60
10.14
Net Profit Growth
126.01
108.85
38.25
108.34
-317.78
BVPS Growth
14.68
9.28
2.50
1.09
-52.37
Advances Growth
30.53
28.09
17.88
5.09
-3.65
EPS Growth(%)
125.85
96.73
27.21
103.96
-304.26
Cash / Deposits(x)
0.08
0.10
0.07
0.07
0.06
Investment / Deposits(x)
0.29
0.34
0.39
0.39
0.43
IncLoan / Deposits(x)
4.60
3.83
2.44
2.45
7.22
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA