Select year
(Rs.in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Interest Earned
158985.95
130193.09
118686.30
114955.30
108496.88
Interest / Discount on advances / Bills
114858.15
82315.57
71539.29
64092.70
65666.44
Interest on balances with RBI and other Inter-bank funds
524.31
906.99
3150.74
2409.81
3564.21
Income on investments
42670.53
43847.68
41534.94
42027.71
36896.94
Others
932.97
3122.85
2461.33
6425.08
2369.30
Other Income
22809.35
26528.59
26289.28
16597.45
15484.26
Commission,exchange and brokerage
13136.30
14217.42
10015.05
8512.43
7856.33
Profit / (loss)on sale of investments(net)
1061.31
5248.71
5661.59
3393.80
2587.38
Profit on sale of Fixed Assets
19.65
10.43
4.49
48.09
-0.70
Foreign Exchange Gains
780.40
1290.53
1533.41
1646.80
1318.13
Income earned from subsidiaries/joint venture
26.23
20.55
13.53
17.16
15.24
Provisions Written Back
9431.73
6421.27
Miscellaneous income
-1646.27
-680.33
9061.22
2979.17
3707.87
Total Income
181795.30
156721.68
144975.58
131552.75
123981.14
Interest Expended
81567.88
69739.61
69701.84
72157.31
71151.52
Intereston Deposits
71855.51
64573.04
65250.64
67562.70
67499.72
Interest on RBI / inter-bank borrowings
597.73
309.14
496.51
205.60
295.73
Other Interest
9114.64
4857.43
3954.69
4389.01
3356.08
Operating Expenses
39224.64
38500.34
35659.07
30819.60
30841.79
Payments to and provisions for employees
20581.23
20713.63
22557.75
17445.95
17947.79
Rent,Taxes and lighting
2482.28
2280.85
2182.33
2149.77
2070.25
Depreciation on Banks property
2624.89
2683.41
1881.11
2109.48
2413.73
Depreciation on leased assets
Auditor's fees and expenses
157.61
172.04
195.99
175.85
190.61
Law charges
591.31
393.95
183.59
196.58
228.26
Communication Expenses
538.86
429.83
567.05
545.50
462.95
Repairs and Maintenance
2159.87
1928.29
1682.60
1803.01
1331.41
Insurance
2355.12
2243.45
1986.71
1510.31
1354.73
Other expenses
7733.46
7654.88
4421.93
4883.14
4842.06
Provisions and Contingencies
26546.35
28924.79
30061.82
31077.45
73272.71
Provision for investments
4840.90
1033.50
1121.60
549.50
140.10
Provision for advances
21589.20
28804.40
28562.30
29913.10
72560.30
Others Provisions
116.25
-913.11
377.92
614.85
572.31
Profit Before Tax
34456.44
19556.94
9552.85
-2501.61
-51284.89
Taxes
8428.50
8040.57
4038.80
-6490.00
-3454.40
Current Income Tax
8428.50
8088.80
4038.80
Deferred Tax
-48.23
-6490.00
-3454.40
Other taxes
0.00
0.00
0.00
6490.00
3454.40
Profit After Tax
26027.94
11516.37
5514.05
3988.39
-47830.49
Extra items
0.00
0.00
0.00
0.00
0.00
Share of Associate
22.08
17.92
200.59
198.01
Consolidated Net Profit
26050.03
11534.29
5714.64
3988.39
-47632.47
IV. APPROPRIATIONS
31951.86
13213.86
6660.49
-68771.27
-72432.08
Transfer to Statutory Reserve
6505.09
2878.84
1375.63
971.45
Appropriation to General Reserve
Appropriation to Revenue Reserve
Appropriation to Other Reserves
Equity Dividend
8749.65
3365.25
Other appropriations
16697.12
6969.77
5284.86
-69742.72
-72432.08
Equity Dividend %
13.00
5.00
Earnings Per Share
4.00
2.00
1.00
1.00
-17.00
Adjusted EPS
4.00
2.00
1.00
1.00
-17.00