Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
0.26
0.42
-1.39
-13.09
7.38
DPS(Rs)
0.00
0.00
0.00
0.00
2.00
Book NAV/Share(Rs)
13.82
13.45
13.23
17.29
116.14
Yield on Advances
11.17
10.51
12.01
15.20
12.27
Cost of Liabilities
5.01
4.65
5.56
8.79
5.90
NIM
2.64
2.32
3.10
3.04
2.74
Interest Spread
6.16
5.86
6.45
6.41
6.38
ROA(%)
0.22
0.36
-1.31
-5.15
0.49
ROE(%)
2.00
3.18
-12.73
-67.65
6.49
ROCE(%)
5.06
5.43
0.16
-10.03
7.19
Cost Income Ratio
73.38
70.55
56.17
36.64
43.91
Core Cost Income Ratio
73.57
72.68
61.40
38.95
44.89
Operating Costs to Assets
2.48
2.19
2.16
2.66
1.67
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
58.81
28.94
0.00
0.00
37.25
PCE(x)
37.01
21.05
-12.49
-1.75
31.60
Price/Book(x)
1.09
0.91
1.18
1.30
2.37
Yield(%)
0.00
0.00
0.00
0.00
0.73
EV/Net Sales(x)
5.33
5.42
5.14
5.45
5.81
EV/Core EBITDA(x)
37.80
35.39
22.31
11.95
21.18
EV/EBIT(x)
7.67
7.39
13.13
-89.84
7.77
EV/CE(x)
0.34
0.32
0.38
0.55
0.45
M Cap / Sales
1.91
1.62
1.95
1.08
2.15
Core Operating Income Growth
21.76
-12.63
9.34
-30.76
26.79
Net Profit Growth
-30.85
130.50
78.77
-1061.38
-59.62
BVPS Growth
2.78
1.66
-23.49
-85.12
3.86
Advances Growth
12.31
8.49
-2.70
-28.98
18.61
EPS Growth(%)
-39.74
130.50
89.36
-277.33
-59.83
Cash / Deposits(x)
0.06
0.22
0.04
0.06
0.05
Investment / Deposits(x)
0.35
0.26
0.26
0.42
0.39
IncLoan / Deposits(x)
35.77
36.71
39.27
108.05
47.65
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA