Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
0.78
0.45
0.26
0.42
-1.39
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
15.22
14.30
13.82
13.45
13.23
Yield on Advances
12.56
12.12
11.17
10.51
12.01
Cost of Liabilities
6.17
5.63
5.01
4.65
5.56
NIM
2.48
2.40
2.64
2.32
3.10
Interest Spread
6.39
6.49
6.16
5.86
6.45
ROA(%)
0.59
0.34
0.22
0.36
-1.31
ROE(%)
5.51
3.18
2.00
3.18
-12.73
ROCE(%)
7.74
6.22
5.06
5.43
0.16
Cost Income Ratio
71.42
74.51
72.84
70.55
56.17
Core Cost Income Ratio
73.58
76.39
73.03
72.68
61.40
Operating Costs to Assets
2.54
2.46
2.42
2.19
2.16
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
21.65
51.94
58.81
28.94
0.00
PCE(x)
18.01
36.46
37.01
21.05
-12.49
Price/Book(x)
1.11
1.62
1.09
0.91
1.18
Yield(%)
0.00
0.00
0.00
0.00
0.00
EV/Net Sales(x)
4.04
5.33
5.33
5.42
5.14
EV/Core EBITDA(x)
28.99
43.00
37.80
35.39
22.31
EV/EBIT(x)
4.95
6.99
7.67
7.39
13.13
EV/CE(x)
1.04
1.20
1.02
0.32
0.38
M Cap / Sales
1.71
2.42
1.91
1.62
1.95
Core Operating Income Growth
10.42
2.23
21.76
-12.63
9.34
Net Profit Growth
90.37
74.66
-30.85
130.50
78.77
BVPS Growth
6.39
3.50
2.78
1.66
-23.49
Advances Growth
8.04
12.09
12.31
8.49
-2.70
EPS Growth(%)
74.68
74.56
-39.74
130.50
89.36
Cash / Deposits(x)
0.05
0.07
0.06
0.22
0.04
Investment / Deposits(x)
0.30
0.34
0.35
0.26
0.26
IncLoan / Deposits(x)
25.30
30.24
35.77
36.71
39.27
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA