Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
1.12
0.78
0.45
0.26
0.42
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
16.25
15.22
14.30
13.82
13.45
Yield on Advances
11.05
12.56
12.12
11.17
10.51
Cost of Liabilities
5.32
6.17
5.63
5.01
4.65
NIM
2.44
2.48
2.40
2.64
2.32
Interest Spread
5.73
6.39
6.49
6.16
5.86
ROA(%)
0.79
0.59
0.34
0.22
0.36
ROE(%)
7.12
5.51
3.18
2.00
3.18
ROCE(%)
8.04
7.74
6.22
5.06
5.43
Cost Income Ratio
67.01
71.42
74.51
72.84
70.55
Core Cost Income Ratio
69.96
73.58
76.39
73.03
72.68
Operating Costs to Assets
2.40
2.54
2.46
2.42
2.19
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
15.41
21.65
51.94
58.81
28.94
PCE(x)
13.24
18.01
36.46
37.01
21.05
Price/Book(x)
1.06
1.11
1.62
1.09
0.91
Yield(%)
0.00
0.00
0.00
0.00
0.00
EV/Net Sales(x)
3.96
4.04
5.33
5.33
5.42
EV/Core EBITDA(x)
21.52
28.99
43.00
37.80
35.39
EV/EBIT(x)
4.77
4.95
6.99
7.67
7.39
EV/CE(x)
1.03
1.04
1.20
1.02
0.32
M Cap / Sales
1.79
1.71
2.42
1.91
1.62
Core Operating Income Growth
9.39
10.42
2.23
21.76
-12.63
Net Profit Growth
43.55
90.37
74.66
-30.85
130.50
BVPS Growth
6.76
6.39
3.50
2.78
1.66
Advances Growth
11.10
8.04
12.09
12.31
8.49
EPS Growth(%)
43.42
74.68
74.56
-39.74
130.50
Cash / Deposits(x)
0.05
0.05
0.07
0.06
0.22
Investment / Deposits(x)
0.28
0.30
0.34
0.35
0.26
IncLoan / Deposits(x)
20.52
25.30
30.24
35.77
36.71
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA