Select year
(Rs.in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Interest Earned
227021.62
190187.67
200392.83
260520.17
296237.99
Interest / Discount on advances / Bills
178189.68
150891.12
166394.19
212466.01
229185.39
Interest on balances with RBI and other Inter-bank funds
8410.29
7020.74
3320.25
2103.68
3975.74
Income on investments
35645.99
28780.91
26800.74
42609.21
60484.22
Others
4775.66
3494.90
3877.65
3341.28
2592.65
Other Income
41246.01
34047.51
31070.81
119560.99
46754.81
Commission,exchange and brokerage
20913.06
16380.44
12352.34
15259.28
36352.66
Profit / (loss)on sale of investments(net)
344.21
2594.60
11080.03
11134.58
3174.84
Profit on sale of Fixed Assets
69.55
-125.88
-34.60
3.28
3.95
Foreign Exchange Gains
7446.19
6008.16
4845.89
3731.96
1570.30
Income earned from subsidiaries/joint venture
Miscellaneous income
12473.00
9190.20
2827.15
89431.89
5653.07
Total Income
268267.62
224235.18
231463.63
380081.16
342992.80
Interest Expended
147997.60
125284.35
126109.33
192580.60
198112.87
Intereston Deposits
101027.22
84522.62
76639.39
120019.41
136826.85
Interest on RBI / inter-bank borrowings
45905.50
40705.48
52366.79
66661.23
60764.72
Other Interest
1064.88
56.26
-2896.85
5899.96
521.30
Operating Expenses
88255.18
69811.43
59173.03
68701.46
63614.28
Payments to and provisions for employees
34750.70
29585.72
25172.55
26913.25
25381.13
Rent,Taxes and lighting
4425.61
4007.11
4462.97
4540.76
4237.41
Depreciation on Banks property
4334.18
3986.02
3600.32
3419.33
3054.51
Depreciation on leased assets
47.30
Auditor's fees and expenses
44.90
36.43
39.75
44.90
25.23
Law charges
532.53
401.31
190.29
151.95
90.93
Communication Expenses
641.04
467.30
461.28
643.78
648.22
Repairs and Maintenance
543.24
371.36
326.76
357.86
423.29
Insurance
2814.33
2010.54
1358.72
2162.39
2079.09
Other expenses
40168.66
28898.34
23560.39
30467.25
27674.47
Provisions and Contingencies
22201.55
14802.51
93799.02
327181.04
57775.60
Provision for investments
24087.38
7903.78
14038.83
64415.77
6824.89
Provision for advances
-1665.66
6933.66
77343.02
258649.58
48183.59
Others Provisions
-220.17
-34.94
2417.17
4115.69
2767.12
Profit Before Tax
9813.29
14336.89
-47617.75
-208381.93
23490.05
Taxes
2455.10
3696.36
-12728.47
-44056.13
6397.39
Current Income Tax
2455.10
3696.36
-12728.47
-43998.69
23009.69
Deferred Tax
-57.44
-16612.30
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
7358.19
10640.53
-34889.28
-164325.80
17092.66
Extra items
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
7358.19
10640.53
-34889.28
-164325.80
17092.66
IV. APPROPRIATIONS
-100209.41
-98659.42
-104176.49
-56898.05
120787.95
Transfer to Statutory Reserve
1793.52
2665.53
4300.70
Appropriation to General Reserve
Appropriation to Revenue Reserve
-3472.58
4752.16
Appropriation to Other Reserves
Other appropriations
-98530.35
-106077.11
-104176.49
-56898.05
116487.25
Earnings Per Share
0.00
0.00
-1.00
-13.00
7.00
Adjusted EPS
0.00
0.00
-1.00
-13.00
7.00