Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
11.80
20.82
15.34
-2.77
8.85
DPS(Rs)
1.00
1.50
1.50
0.00
0.00
Book NAV/Share(Rs)
254.97
243.25
224.33
208.83
211.78
Yield on Advances
15.16
14.76
13.79
14.07
14.80
Cost of Liabilities
6.08
5.40
4.76
4.60
5.39
NIM
4.71
4.73
4.65
4.31
4.35
Interest Spread
9.08
9.36
9.02
9.47
9.41
ROA(%)
0.50
0.99
0.83
-0.16
0.56
ROE(%)
4.75
8.95
7.08
-1.32
4.56
ROCE(%)
5.80
8.43
7.50
1.70
6.30
Cost Income Ratio
64.32
65.65
70.11
60.08
51.09
Core Cost Income Ratio
66.73
66.81
71.34
62.42
53.51
Operating Costs to Assets
4.49
4.32
4.54
3.76
3.05
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
14.74
11.52
9.20
0.00
23.44
PCE(x)
11.09
9.72
7.47
556.52
17.75
Price/Book(x)
0.68
0.99
0.63
0.62
0.98
Yield(%)
0.58
0.63
1.06
0.00
0.00
EV/Net Sales(x)
1.73
2.32
2.25
2.24
2.72
EV/Core EBITDA(x)
6.65
9.18
9.71
7.12
8.04
EV/EBIT(x)
2.94
3.73
3.69
4.79
4.50
EV/CE(x)
0.83
0.99
0.81
0.80
0.99
M Cap / Sales
0.75
1.17
0.87
0.92
1.43
Core Operating Income Growth
6.97
20.92
16.32
3.87
6.23
Net Profit Growth
-43.09
37.01
653.45
-131.38
5.85
BVPS Growth
4.82
8.44
7.42
-1.39
1.98
Advances Growth
10.28
19.66
16.97
2.36
1.06
EPS Growth(%)
-43.34
35.76
653.40
-131.30
-9.96
Cash / Deposits(x)
0.10
0.12
0.07
0.17
0.09
Investment / Deposits(x)
0.29
0.28
0.34
0.28
0.32
IncLoan / Deposits(x)
12.38
13.71
15.71
14.05
15.37
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA