Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
15.34
-2.77
8.85
9.83
20.10
DPS(Rs)
1.50
0.00
0.00
1.50
2.70
Book NAV/Share(Rs)
224.33
208.83
211.78
207.66
176.55
Yield on Advances
13.61
14.07
14.80
15.13
11.60
Cost of Liabilities
4.76
4.60
5.39
6.53
5.36
NIM
4.53
4.31
4.35
4.59
3.27
Interest Spread
8.84
9.47
9.41
8.61
6.25
ROA(%)
0.83
-0.16
0.56
0.59
1.21
ROE(%)
7.08
-1.32
4.56
5.53
12.12
ROCE(%)
7.50
1.70
6.30
6.92
10.28
Cost Income Ratio
69.60
60.08
51.09
53.39
51.32
Core Cost Income Ratio
70.84
62.42
53.51
54.90
52.35
Operating Costs to Assets
4.43
3.76
3.05
3.49
2.54
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
9.20
0.00
23.44
13.80
33.89
PCE(x)
7.47
556.52
17.75
10.68
29.45
Price/Book(x)
0.63
0.62
0.98
0.65
3.86
Yield(%)
1.06
0.00
0.00
1.11
0.40
EV/Net Sales(x)
2.28
2.24
2.72
2.72
6.49
EV/Core EBITDA(x)
9.71
7.12
8.04
8.83
21.10
EV/EBIT(x)
3.69
4.79
4.50
4.24
8.09
EV/CE(x)
0.19
0.18
0.23
0.27
0.51
M Cap / Sales
0.89
0.92
1.43
0.79
4.61
Core Operating Income Growth
13.37
3.87
6.23
53.22
39.59
Net Profit Growth
653.45
-131.38
5.85
-41.93
34.76
BVPS Growth
7.42
-1.39
1.98
17.62
10.93
Advances Growth
16.97
2.36
1.06
6.81
34.87
EPS Growth(%)
653.40
-131.30
-9.96
-51.09
33.56
Cash / Deposits(x)
0.07
0.17
0.09
0.11
0.08
Investment / Deposits(x)
0.34
0.28
0.32
0.31
0.29
IncLoan / Deposits(x)
15.71
14.05
15.37
29.42
20.28
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA