Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
14.22
11.80
20.82
15.34
-2.77
DPS(Rs)
1.00
1.00
1.50
1.50
0.00
Book NAV/Share(Rs)
267.73
254.97
243.25
224.33
208.83
Yield on Advances
12.55
15.16
14.76
13.79
14.07
Cost of Liabilities
5.12
6.08
5.40
4.76
4.60
NIM
3.76
4.71
4.73
4.65
4.31
Interest Spread
7.43
9.08
9.36
9.02
9.47
ROA(%)
0.54
0.50
0.99
0.83
-0.16
ROE(%)
5.49
4.75
8.95
7.08
-1.32
ROCE(%)
6.49
5.80
8.43
7.50
1.70
Cost Income Ratio
67.91
64.32
65.65
70.11
60.08
Core Cost Income Ratio
70.25
66.73
66.81
71.34
62.42
Operating Costs to Assets
3.94
4.49
4.32
4.54
3.76
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
20.38
14.74
11.52
9.20
0.00
PCE(x)
15.91
11.09
9.72
7.47
556.52
Price/Book(x)
1.08
0.68
0.99
0.63
0.62
Yield(%)
0.35
0.58
0.63
1.06
0.00
EV/Net Sales(x)
2.42
1.73
2.32
2.25
2.24
EV/Core EBITDA(x)
10.31
6.65
9.18
9.71
7.12
EV/EBIT(x)
3.82
2.94
3.73
3.69
4.79
EV/CE(x)
1.04
0.83
0.99
0.81
0.80
M Cap / Sales
1.25
0.75
1.17
0.87
0.92
Core Operating Income Growth
-1.59
6.97
20.92
16.32
3.87
Net Profit Growth
22.59
-43.09
37.01
653.45
-131.38
BVPS Growth
5.00
4.82
8.44
7.42
-1.39
Advances Growth
23.34
10.28
19.66
16.97
2.36
EPS Growth(%)
20.56
-43.34
35.76
653.40
-131.30
Cash / Deposits(x)
0.10
0.10
0.12
0.07
0.17
Investment / Deposits(x)
0.23
0.29
0.28
0.34
0.28
IncLoan / Deposits(x)
12.09
12.38
13.71
15.71
14.05
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA