Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Interest Earned
140411.10
123937.96
96766.06
84448.58
86758.76
Interest / Discount on advances / Bills
112247.59
99776.57
76763.58
65854.92
68681.04
Interest on balances with RBI and other Inter-bank funds
3024.52
1617.67
2654.52
3621.08
2919.29
Income on investments
21474.07
20340.46
16256.47
13475.99
13631.80
Others
3664.93
2203.25
1091.49
1496.59
1526.63
Other Income
37783.81
30599.52
25069.26
23515.14
18746.68
Commission,exchange and brokerage
30471.21
26053.60
21045.88
18882.26
14263.18
Profit / (loss)on sale of investments(net)
3475.24
1358.32
1222.03
2435.66
2872.69
Profit on sale of Fixed Assets
10.31
4.80
-3.79
-3.01
-17.65
Foreign Exchange Gains
3541.68
2668.66
2692.50
2098.95
1624.29
Income earned from subsidiaries/joint venture
Miscellaneous income
285.38
514.14
112.64
101.27
4.17
Total Income
178194.91
154537.48
121835.32
107963.72
105505.44
Interest Expended
75761.86
63500.47
46786.23
41482.44
45394.61
Intereston Deposits
65768.67
53428.53
40064.08
35377.01
36297.13
Interest on RBI / inter-bank borrowings
3766.72
2771.06
764.59
293.54
1139.24
Other Interest
6226.48
7300.88
5957.56
5811.89
7958.24
Operating Expenses
65888.43
59765.20
52618.19
39942.32
30711.12
Payments to and provisions for employees
21814.96
18559.17
16534.69
13323.49
11222.41
Rent,Taxes and lighting
3091.71
2788.49
2689.35
2399.42
2142.29
Depreciation on Banks property
2358.43
2345.20
2130.91
1801.62
1696.09
Depreciation on leased assets
Auditor's fees and expenses
29.55
23.64
21.43
27.72
19.03
Law charges
315.73
269.69
224.49
180.84
197.18
Communication Expenses
917.45
650.45
492.52
392.07
296.72
Repairs and Maintenance
1635.81
1903.06
2288.91
2157.83
1661.25
Insurance
1804.94
1388.66
1201.16
1160.79
910.20
Other expenses
33919.86
31836.84
27034.74
18498.55
12565.95
Provisions and Contingencies
29586.65
17784.70
10219.50
28604.03
22279.44
Provision for investments
-1647.20
1310.70
675.00
484.50
19.70
Provision for advances
31163.00
16436.00
9000.80
28037.60
22246.00
Others Provisions
70.85
38.00
543.70
81.93
13.74
Profit Before Tax
6957.97
13487.11
12211.40
-2065.07
7120.28
Taxes
-212.70
888.20
3015.96
-403.60
1825.60
Current Income Tax
682.80
1049.30
2724.70
1513.00
3094.40
Deferred Tax
-895.50
-161.10
291.26
-1916.60
-1268.80
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
7170.67
12598.91
9195.44
-1661.47
5294.68
Extra items
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
7170.67
12598.91
9195.44
-1661.47
5294.68
IV. APPROPRIATIONS
9601.41
14351.29
7963.78
-1161.67
5659.80
Transfer to Statutory Reserve
1740.00
2920.00
2210.00
1270.00
Appropriation to General Reserve
Appropriation to Revenue Reserve
4000.00
8000.00
2000.00
3000.00
Appropriation to Other Reserves
Other appropriations
3861.41
3431.29
3753.78
-1161.67
1389.80
Equity Dividend %
10.00
15.00
15.00
Earnings Per Share
12.00
21.00
15.00
-3.00
9.00
Adjusted EPS
12.00
21.00
15.00
-3.00
9.00