Select year
(Rs.in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Interest Earned
95495.61
84448.58
86758.76
87786.55
63020.85
Interest / Discount on advances / Bills
75493.13
65854.92
68681.04
71708.56
50498.27
Interest on balances with RBI and other Inter-bank funds
2654.52
3621.08
2919.29
1914.24
1112.39
Income on investments
16256.47
13475.99
13631.80
13726.89
10934.45
Others
1091.49
1496.59
1526.63
436.86
475.75
Other Income
25069.26
23515.14
18746.68
19180.37
14409.79
Commission,exchange and brokerage
21045.88
18882.26
14263.18
15304.20
11656.13
Profit / (loss)on sale of investments(net)
1222.03
2435.66
2872.69
1595.30
783.55
Profit on sale of Fixed Assets
-3.79
-3.01
-17.65
0.14
-0.03
Foreign Exchange Gains
2692.50
2098.95
1624.29
1612.31
1634.52
Income earned from subsidiaries/joint venture
Miscellaneous income
112.64
101.27
4.17
668.42
335.62
Total Income
120564.87
107963.72
105505.44
106966.92
77430.64
Interest Expended
46786.23
41482.44
45394.61
48847.38
37606.48
Intereston Deposits
40064.08
35377.01
36297.13
40082.51
32434.90
Interest on RBI / inter-bank borrowings
764.59
293.54
1139.24
1804.48
1811.62
Other Interest
5957.56
5811.89
7958.24
6960.40
3359.96
Operating Expenses
51347.74
39942.32
30711.12
31030.63
20439.00
Payments to and provisions for employees
16534.69
13323.49
11222.41
9675.03
7523.07
Rent,Taxes and lighting
2689.35
2399.42
2142.29
1885.49
1537.07
Depreciation on Banks property
2130.91
1801.62
1696.09
1458.69
1258.14
Depreciation on leased assets
Auditor's fees and expenses
21.43
27.72
19.03
25.36
17.03
Law charges
224.49
180.84
197.18
131.30
135.75
Communication Expenses
492.52
392.07
296.72
324.62
270.80
Repairs and Maintenance
2288.91
2157.83
1661.25
361.86
373.47
Insurance
1201.16
1160.79
910.20
764.41
628.54
Other expenses
25764.29
18498.55
12565.95
16403.88
8695.11
Provisions and Contingencies
10219.50
28604.03
22279.44
19615.39
6406.82
Provision for investments
675.00
484.50
19.70
-136.20
532.00
Provision for advances
9000.80
28037.60
22246.00
19652.00
5233.80
Others Provisions
543.70
81.93
13.74
99.59
641.02
Profit Before Tax
12211.40
-2065.07
7120.28
7473.52
12978.35
Taxes
3015.96
-403.60
1825.60
2471.70
4364.70
Current Income Tax
2724.70
1513.00
3094.40
3207.80
5006.00
Deferred Tax
291.26
-1916.60
-1268.80
-736.10
-641.30
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
9195.44
-1661.47
5294.68
5001.82
8613.65
Extra items
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
9195.44
-1661.47
5294.68
5001.82
8578.38
IV. APPROPRIATIONS
7963.78
-1161.67
5659.80
6582.23
9694.00
Transfer to Statutory Reserve
2210.00
1270.00
1270.00
2170.00
Appropriation to General Reserve
Appropriation to Revenue Reserve
2000.00
3000.00
1750.00
4000.00
Appropriation to Other Reserves
Corporate dividend tax
394.22
182.44
Other appropriations
3753.78
-1161.67
1389.80
3168.00
2454.01
Equity Dividend %
15.00
15.00
27.00
Earnings Per Share
15.00
-3.00
9.00
10.00
20.00
Adjusted EPS
15.00
-3.00
9.00
10.00
20.00