Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
17.04
13.84
13.62
0.78
13.69
DPS(Rs)
1.50
1.50
1.50
0.00
1.00
Book NAV/Share(Rs)
151.21
133.87
121.50
107.87
108.09
Yield on Advances
16.63
15.58
15.18
14.76
15.35
Cost of Liabilities
6.44
5.64
5.00
4.44
5.23
NIM
6.30
6.19
6.37
6.58
6.69
Interest Spread
10.19
9.94
10.18
10.32
10.12
ROA(%)
1.49
1.34
1.49
0.10
2.13
ROE(%)
11.96
10.84
11.88
0.72
13.53
ROCE(%)
12.34
10.31
10.01
2.70
11.97
Cost Income Ratio
48.89
46.84
39.54
30.54
29.39
Core Cost Income Ratio
50.36
48.43
39.18
31.29
30.08
Operating Costs to Assets
3.69
3.29
2.97
2.54
2.45
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
8.58
13.01
14.36
393.60
24.74
PCE(x)
7.78
11.76
13.49
209.96
23.63
Price/Book(x)
0.97
1.35
1.61
2.85
3.13
Yield(%)
1.03
0.83
0.77
0.00
0.30
EV/Net Sales(x)
1.58
2.41
3.54
5.01
5.71
EV/Core EBITDA(x)
4.69
6.84
7.93
8.67
10.57
EV/EBIT(x)
2.46
3.95
5.90
13.14
9.04
EV/CE(x)
0.97
1.19
1.27
1.86
2.08
M Cap / Sales
1.07
1.54
1.98
3.57
4.36
Core Operating Income Growth
11.36
11.44
6.26
15.22
19.60
Net Profit Growth
23.13
1.59
1644.63
-94.30
-27.06
BVPS Growth
12.95
10.17
12.63
-0.20
0.00
Advances Growth
8.96
15.64
11.47
15.15
22.49
EPS Growth(%)
23.13
1.58
1644.46
-94.30
-27.08
Cash / Deposits(x)
0.05
0.11
0.07
0.05
0.04
Investment / Deposits(x)
0.27
0.22
0.30
0.30
0.32
IncLoan / Deposits(x)
7.37
12.11
22.87
20.68
21.75
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
1.28
1.11
1.17
1.66
3.51