Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
13.62
0.78
13.69
18.78
16.36
DPS(Rs)
1.50
0.00
1.00
0.00
3.00
Book NAV/Share(Rs)
121.50
107.87
108.09
94.37
93.89
Yield on Advances
15.18
14.76
15.35
16.34
16.76
Cost of Liabilities
5.00
4.44
5.23
6.21
4.91
NIM
6.37
6.58
6.69
7.00
8.10
Interest Spread
10.18
10.32
10.12
10.13
11.85
ROA(%)
1.49
0.10
2.13
4.08
3.87
ROE(%)
11.88
0.72
13.53
22.91
18.96
ROCE(%)
10.01
2.70
11.97
24.62
28.65
Cost Income Ratio
39.54
30.54
29.39
30.82
32.57
Core Cost Income Ratio
39.18
31.29
30.08
31.27
32.79
Operating Costs to Assets
2.98
2.54
2.45
2.65
3.21
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
14.36
393.60
24.74
10.85
32.09
PCE(x)
13.49
209.96
23.63
10.56
30.86
Price/Book(x)
1.61
2.85
3.13
2.16
5.59
Yield(%)
0.77
0.00
0.30
0.00
0.57
EV/Net Sales(x)
3.54
5.01
5.71
4.52
9.51
EV/Core EBITDA(x)
7.93
8.67
10.57
9.03
16.85
EV/EBIT(x)
5.90
13.14
9.04
5.71
12.24
EV/CE(x)
1.27
1.86
2.08
1.56
1.12
M Cap / Sales
1.98
3.57
4.36
3.01
9.43
Core Operating Income Growth
6.26
15.22
19.60
40.67
48.25
Net Profit Growth
1644.63
-94.30
-27.06
54.94
45.03
BVPS Growth
12.63
-0.20
0.00
0.51
19.37
Advances Growth
11.47
15.15
22.49
68.07
33.42
EPS Growth(%)
1644.46
-94.30
-27.08
14.80
45.00
Cash / Deposits(x)
0.07
0.05
0.04
0.11
0.09
Investment / Deposits(x)
0.30
0.30
0.32
0.27
0.23
IncLoan / Deposits(x)
22.87
20.68
21.75
28.69
1.21
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
1.17
1.66
3.51
0.58
0.58