Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
7.60
17.04
13.84
13.62
0.78
DPS(Rs)
1.50
1.50
1.50
1.50
0.00
Book NAV/Share(Rs)
156.78
151.21
133.87
121.50
107.87
Yield on Advances
14.45
16.63
15.58
15.18
14.76
Cost of Liabilities
6.01
6.44
5.64
5.00
4.44
NIM
5.34
6.30
6.19
6.37
6.58
Interest Spread
8.44
10.19
9.94
10.18
10.32
ROA(%)
0.61
1.49
1.34
1.49
0.10
ROE(%)
4.93
11.96
10.84
11.88
0.72
ROCE(%)
6.36
12.34
10.31
10.01
2.70
Cost Income Ratio
56.76
48.89
46.84
39.54
30.54
Core Cost Income Ratio
58.26
50.36
48.43
39.18
31.29
Operating Costs to Assets
3.65
3.69
3.29
2.97
2.54
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
18.60
8.58
13.01
14.36
393.60
PCE(x)
14.89
7.78
11.76
13.49
209.96
Price/Book(x)
0.90
0.97
1.35
1.61
2.85
Yield(%)
1.06
1.03
0.83
0.77
0.00
EV/Net Sales(x)
1.71
1.58
2.41
3.54
5.01
EV/Core EBITDA(x)
6.32
4.69
6.84
7.93
8.67
EV/EBIT(x)
2.94
2.46
3.95
5.90
13.14
EV/CE(x)
0.93
0.97
1.19
1.27
1.86
M Cap / Sales
1.05
1.07
1.54
1.98
3.57
Core Operating Income Growth
-5.75
11.36
11.44
6.26
15.22
Net Profit Growth
-55.43
23.13
1.59
1644.63
-94.30
BVPS Growth
3.68
12.95
10.17
12.63
-0.20
Advances Growth
13.73
8.96
15.64
11.47
15.15
EPS Growth(%)
-55.43
23.13
1.58
1644.46
-94.30
Cash / Deposits(x)
0.08
0.05
0.11
0.07
0.05
Investment / Deposits(x)
0.23
0.27
0.22
0.30
0.30
IncLoan / Deposits(x)
8.60
7.37
12.11
22.87
20.68
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.97
1.28
1.11
1.17
1.66