Select year
(Rs.in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Interest Earned
159047.00
138715.66
125242.12
108854.93
66433.69
Interest / Discount on advances / Bills
137751.58
121838.96
108917.94
94862.44
57272.35
Interest on balances with RBI and other Inter-bank funds
693.68
1405.14
1182.11
1632.55
733.20
Income on investments
18863.04
14783.03
11741.52
8328.06
6145.32
Others
1738.71
688.53
3400.54
4031.88
2282.83
Other Income
24685.51
28224.99
20222.54
15491.97
10630.48
Commission,exchange and brokerage
14704.04
13548.40
8396.95
7995.49
5989.84
Profit / (loss)on sale of investments(net)
740.38
2320.83
3087.13
1133.57
377.83
Profit on sale of Fixed Assets
-4.58
4.06
11.13
4.86
0.49
Foreign Exchange Gains
-24.88
6.24
4.65
6.90
0.57
Income earned from subsidiaries/joint venture
Miscellaneous income
9270.55
12345.47
8722.68
6351.15
4261.75
Total Income
183732.50
166940.66
145464.66
124346.91
77064.17
Interest Expended
66450.81
51571.02
49608.56
45615.79
21479.53
Intereston Deposits
54536.94
43181.99
39629.03
32857.91
20963.51
Interest on RBI / inter-bank borrowings
636.25
146.29
1115.34
5634.21
54.67
Other Interest
11277.62
8242.73
8864.19
7123.66
461.35
Operating Expenses
46368.19
35235.60
28168.85
24265.42
18102.79
Payments to and provisions for employees
27150.71
21348.83
16646.30
13670.41
10086.94
Rent,Taxes and lighting
2827.63
2511.32
2108.96
1932.22
1630.17
Depreciation on Banks property
1426.46
1100.37
1030.65
802.56
781.73
Depreciation on leased assets
Auditor's fees and expenses
21.86
19.85
16.90
22.00
9.65
Law charges
207.19
167.03
113.70
144.71
27.26
Communication Expenses
766.12
571.00
458.61
306.55
280.71
Repairs and Maintenance
658.29
567.52
102.83
97.21
25.51
Insurance
1373.31
1080.29
1037.32
785.08
537.30
Other expenses
11936.63
7869.39
6653.58
6504.68
4723.53
Provisions and Contingencies
41983.72
78847.80
38200.68
13931.52
7351.33
Provision for investments
-92.00
-377.60
Provision for advances
52257.10
66985.90
37485.30
13921.50
7597.50
Others Provisions
-10273.39
11861.90
715.38
102.02
131.43
Profit Before Tax
28929.78
1286.24
29486.57
40534.18
30130.52
Taxes
6983.40
28.30
7432.00
10296.80
10615.50
Current Income Tax
5897.40
9928.50
7615.20
11927.40
11300.00
Deferred Tax
1086.00
-9900.20
-183.20
-1630.60
-684.50
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
21946.38
1257.94
22054.57
30237.38
19515.02
Extra items
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
21946.38
1257.94
22054.57
30237.38
19515.02
IV. APPROPRIATIONS
82045.74
62967.97
69641.67
62428.24
40091.04
Transfer to Statutory Reserve
7178.63
739.01
6257.33
8590.57
4878.75
Appropriation to General Reserve
Appropriation to Revenue Reserve
Appropriation to Other Reserves
Other appropriations
74867.11
62228.96
63384.34
53837.67
35212.29
Equity Dividend %
15.00
10.00
30.00
Earnings Per Share
14.00
1.00
14.00
19.00
16.00
Adjusted EPS
14.00
1.00
14.00
19.00
16.00